CMS
Card Management System
Card Management System (CMS) for banks and wallet issuers — encrypted desk login, issuance, authorization paths, limits, PIN, and servicing on one control plane.
For
Banks, wallets, and payment companies issuing debit, prepaid, or virtual cards.
You leave with
Authorized operators sign in to CMS and run the card book with a clear audit trail.
Proof · CMS desk
Sign in → issue → authorize → service
Operators start at an encrypted CMS Sign-in, then run issuance and servicing on the same control plane — with audit-ready status and a separate path for the cardholder app.
01 · Encrypted desk Sign-in
02 · Issuance queue
03 · Authorize & service
Highlights
01
Secure CMS desk access
Encrypted Sign-in for authorized personnel — Login ID, password session, and Remember Login ID for the ops desk.
02
Issuance and servicing
Request, approval, generation, limits, PIN, status, and who changed what — in one desk workflow.
03
Cardholder channel
A separate API for the cardholder app so servicing does not expose bureau files or sensitive production artifacts.
Architecture
How the stack sits
Channels on top. Platform controls in the middle. Institution core and rails underneath — funds and regulated decisions stay with the licensed institution.
Layer 01
CMS desk & cardholder channels
Encrypted portal for issuance and servicing; app APIs for the cardholder.
Layer 02
Card control plane
Products, limits, PIN, status, and audit on one stack.
Layer 03
Institution & network edge
Core postings and network paths stay under the licensed institution.
What UAT looks like
Sign in → issue → authorize → service
UAT starts at the CMS login screen, then a live card journey signed by the desk.
Done means a real journey signed by your operators — not a deck alone.